Program Administrators - All Risks, Ltd.
All Risks, Ltd.
Company Description
All Risks, Ltd. is the largest independent insurance wholesaler serving retail insurance agents and brokers nationwide. This innovative team delivers comprehensive specialty commercial and personal lines solutions through a full-service platform of quality brokerage markets, quick inhouse binding authority, exclusive national programs and easy-to-use online technology. Based in Hunt Valley, Maryland, the 53-year-old firm employs 900 staff members in 27 offices around the country. To learn more, please visit www.allrisks.com.
Programs & Coverages
Accountant's Professional Liability
- CPAs
- Enrolled agents
- General accounting practices
- Tax preparation firms
- Bookkeepers
- Part-time practices
Contact
programs@allrisks.comURL: http://www.allrisks.com/specialty-insurance-programs/accountants-professional-liability/
Alarm Installation Contractors
Alarm businesses with commercial and residential exposure, including:
- Installation
- Monitoring
- CCTV/Access Control
- Home Theater & Home Automation
FAQ – Can we consider new ventures? Yes, with an acceptable resume
Contact
programs@allrisks.comURL: http://www.allrisks.com/specialty-insurance-programs/alarm-contractors-installers/
Amateur Sports
- Individual sports teams
- Large sports organizations
- Sponsored and supervised activities, including group travel
Contact
JoAnna Lynchjlynch@allrisks.com
URL: http://www.allrisks.com/specialty-insurance-programs/amateur-sports/
Amusement
- Trampoline parks
- Family entertainment centers
- Amusement parks
- Theme parks
- Go-kart facilities
- Water parks
Contact
Rodney Gerbersrgerbers@aliverisk.com
URL: http://www.allrisks.com/specialty-insurance-programs/amusement/
Architects & Engineers Professional Liability
- Architects – including landscape architects and golf course designers
- Engineers – civil, electrical, mechanical, structural and HVAC
- Interior designers
- Non-licensed professionals- kitchen designers, lighting designers, specification writers ,cost estimators, etc.
- Land surveyors
Contact
programs@allrisks.comURL: http://www.allrisks.com/specialty-insurance-programs/architect-engineers-professional-liability/
Convenience Stores
Convenience stores which have any of the following:
- 24-hour operations
- Gas sales
- Snack bars
- Car washes
- Liquor sales
- Minor auto repairs (oil, lube, tires, batteries)
Contact
programs@allrisks.comURL: http://www.allrisks.com/specialty-insurance-programs/convenience-store-gas-station/
Earthquake - Specialty Property
- Apartments
- Homeowners associations
- Hotels and motels
- Retail shops
- Office buildings
- Light manufacturing facilities
- Restaurants
Contact
programs@allrisks.comURL: http://www.allrisks.com/specialty-insurance-programs/earthquake-coverage/
Film & Media Production
Those in the primary business of creating DICE type productions:
- Documentaries
- Industrials
- Commercials
- Educational programming
Production of:
- Feature films
- Television production
- Still motion
- Claymation
- Music videos
- Other similar content
Contact
Ken Hashbergerkhashberger@aliverisk.com
URL: http://www.allrisks.com/specialty-insurance-programs/film-production-media/
Fire Suppression & Sprinkler Contractors
General Commercial coverage for fire suppression, sales, service, installation contractors, repair, monitoring and testing of:
- Wet or dry sprinkler equipment
- Chemical systems
- System design
- Fire extinguishers
FAQ
Does the policy have a Residential Exclusion? No, it does not.
Does the program include Professional Liability? Yes, it does.
Contact
programs@allrisks.comGolf Courses
- Public golf courses
- Daily fee courses
- Private country clubs
- Semi-private golf clubs
- Resort courses
Contact
programs@allrisks.comURL: http://www.allrisks.com/specialty-insurance-programs/golf-course-country-club/
Healthcare Facilities Workers' Compensation
Eligible Classes
- 8824 | Retirement Living Centers – Health Care Employees
- 8825 | Retirement Living Centers – Food Service Employees
- 8826 | Retirement Living Centers – All Other Employees
- 8829 | Convalescent Homes – All Employees/Nursing Homes – All Employees
- 8833 | Hospitals– Professional Employees
- 8834 | Physicians
- 8851 | Congregate Living Facilities
- 9040 | Hospitals – All Other Employees/Hospitals – Professional Employees
- 9043 | Hospitals – All Employees
- 9070 | Residential Care Facilities
- 9085 | Residential Care Facilities – Dev. Disabled
- 8742 | Salespersons or Collectors – Outside
- 8810 | Clerical
Ineligible Classes
- Abortion facilities (outpatient)
- Ambulance companies
- Emergency centers
- Hospitals specializing in the treatment of HIV/AIDS
- Home healthcare and traveling services
- Mental hospitals
- Public hospitals in urban centers
- Rehabilitation facilities (substance abuse treatment facilities)
Contact
Robert Campbellrcampbell@allrisks.com
URL: http://www.allrisks.com/specialty-insurance-programs/healthcare-workers-compensation/
Hotels - Franchised
Franchised Hotel/motel operations which may include:
- Restaurants
- Pools
- Fitness centers
- Food/beverage service
- Full service & limited service hotels
- Coastal property
Contact
programs@allrisks.comURL: http://www.allrisks.com/specialty-insurance-programs/franchised-hotel-motel/
Insurance Agents' E&O
- Retail and wholesale Independent agents and brokers
- TPAs, MGA, MGU, program administrators, hybrid facilities, clusters
Contact
programs@allrisks.comURL: http://www.allrisks.com/specialty-insurance-programs/errors-and-omissions-for-insurance-agents/
Intercollegiate Sports & College Athlete
Customized benefits for athletes, coaches, trainers and invited guests of:
- College sports programs
- University sports programs
- Community college sports programs
- Junior college sports programs
Contact
JoAnna Lynchjlynch@allrisks.com
URL: http://www.allrisks.com/specialty-insurance-programs/intercollegiate-college-sports-athlete/
K-12 Student Accident
- Public and private schools K-12
- Charter, boarding and religious affiliated schools
- Day Care
Contact
Janet Hogelandjhogeland@aliverisk.com
URL: http://www.allrisks.com/specialty-insurance-programs/k-12-voluntary-student-accident/
Marine
- Marinas
- Boat dealers
- Piers and docks
- Marine artisan contractors
- Marine contractors
- Boat builders
- Ship repairers
- Terminal operators
- And more!
Contact
programs@allrisks.comURL: http://www.allrisks.com/specialty-insurance-programs/commercial-marine-uslh-mel/
Music, Concert, Festival & Touring
- Touring entertainers
- Music festivals
- Event producers, promoters and sponsors
- Production vendors
- Special events
- Loan-out corporations for all classes of entertainers
Contact
Ken Hashbergerkhashberger@aliverisk.com
URL: http://www.allrisks.com/specialty-insurance-programs/music-festival-concert-touring/
New Auto Dealers - Package & Dealers Open Lot
Franchised (new) auto, motorcycle, and heavy truck dealers
• RV dealers
FAQ – Dealers Open Lot Program
1) Does your form include false pretense coverage for wholesalers? Yes, our form is one of the broadest in the industry.
2) Do you offer a weather aggregate? Depends on the territory, but it may be available.
FAQ – Package Program
1) Is your product Admitted? Yes, our carrier for the package program is admitted in all states.
2) Can your program compete with the direct writers? Yes, the package program provides all the Dealer E&O coverages up to $1,000,000 limits, building on Agreed value, Business Income/Extra Expense on actual loss sustained and Garagekeepers on direct primary.Franchised New Auto, Motorcycle & Truck Dealers, RV Dealers, ATV Dealers, and Large Non-Franchised Used Dealers
Contact
programs@allrisks.comURL: http://www.allrisks.com/specialty-insurance-programs/auto-dealers-physical-damage/
Pawn Shops
Pawn Shops
Contact
programs@allrisks.comURL: http://www.allrisks.com/specialty-insurance-programs/pawn-shop-broker/
Pest Control Operators
- Pest control
- Fumigation
- Termite control/inspection
- Small animal control
Contact
programs@allrisks.comURL: http://www.allrisks.com/specialty-insurance-programs/pest-control-business/
Private Investigation
- Surveillance
- Background checks
- Insurance fraud
- Credit checks
- Criminal and civil investigations
- Consultants
FAQ
Can we offer coverage for both armed and unarmed private investigators? Yes
Can we consider new ventures? Yes, with an acceptable resume
Contact
programs@allrisks.comURL: http://www.allrisks.com/specialty-insurance-programs/private-investigator-coverage/
Public Livery
-
- Limousine Operations
- Employee Transportation
- Courtesy Van/Bus
- Non-Emergency Medical Transportation (DE, MD, NC, PA, VA)
Contact
programs@allrisks.comURL: http://www.allrisks.com/specialty-insurance-programs/limo-insurance/
REO & Lender Placed Property Insurance
Establishments that service and/or invest in mortgage, real estate, vehicle and collateral-based loans, including:
- Financial institutions
- Community Banks
- Credit Unions
- Mortgage Companies
- Other Investment & Financial Companies
- Receiverships
- Real estate investment companies
- Private investors
- Auto lenders
- Hedge funds
- REITs
Contact
programs@allrisks.comURL: http://www.allrisks.com/specialty-insurance-programs/reo-lender-placed-property/
Security Guards
Armed and unarmed security guards servicing:
- Industrial
- Institutions
- Mid-high income housing
- Banks
- Office buildings
- Patrol work
- Construction sites
- County, state and federal contracts
Contact
programs@allrisks.comURL: http://www.allrisks.com/specialty-insurance-programs/security-guard-coverage/
Special Events
Events of all sizes, including:
- Festivals
- Conventions
- Concerts
- Weddings
- Concessionaires, vendors and exhibitors
Contact
Patrick Gavinpgavin@aliverisk.com
URL: http://www.allrisks.com/specialty-insurance-programs/special-events-coverage/
Sports & Leisure
- Associations
- Teams and leagues
- Camps and clinics
- Action sports
- Outfitters and guides
- Short-term events
Contact
Brenda Campbellbcampbell@aliverisk.com
URL: http://www.allrisks.com/specialty-insurance-programs/sports-events-youth-leisure/
Staffing Services
Workers’ Comp
- Clerical
- Professional/technical
- Hospitality
- Skilled trades
- Medical staffing
- Transportation
- Broad class code appetite
Package
- Temporary/temp-to-hire staffing firms
- Administrative Services Organization (ASO)
- Human resource consulting service
- Direct hire, personnel placement services and consulting
- Professional Employer Organization (PEO)
- Vendor Management Service (VMS)
- New ventures accepted (start ups with under three years experience will be considered)
Contact
programs@allrisks.comURL: http://www.allrisks.com/specialty-insurance-programs/staffing-agency-company/
Storage Unit Facilities
All storage-related operations, including:
- Traditional self-storage facilities
- Boat/RV storage (limited)
- Converted buildings
- Facilities accessible after hours
Contact
programs@allrisks.comURL: http://www.allrisks.com/specialty-insurance-programs/storage-unit-facility/
Tattoo & Body Piercing
Tattoo parlors and body piercing facilities, including:
- Jewelry sales
- Permanent make-up
Contact
programs@allrisks.comURL: http://www.allrisks.com/specialty-insurance-programs/tattoo-shop-body-piercing-artists/
Used Car Dealers & Auto Repair Shops
Non-Franchised Used Car, Wholesale Auto, Motorcycle, RV & Heavy Duty Truck Dealers; Valet; Auto Repair to include gas stations
Contact
programs@allrisks.comURL: http://www.allrisks.com/specialty-insurance-programs/used-car-dealer-auto-repair-shop/
Volunteer Accident
- Volunteers
- Non-Profit Organizations
Contact
Dave Sefcikdsefcik@aliverisk.com
URL: http://www.allrisks.com/specialty-insurance-programs/volunteer-accident/
Workers' Compensation
Available Nationally, to include Alarm Installation Contractors, Assisted Living Facilities, Convenience Stores, Fire Suppression & Sprinkler Contractors, Franchised Auto Dealers, Golf Courses, Government Service Contractors, Healthcare, Hotels, Marine including USL&H, Pest Control Operators, Private Investigators, Security Guards, and Temporary Staffing
Contact
programs@allrisks.comURL: http://www.allrisks.com/products/product/specialty-programs/