Fast Casual Restaurant Program

ProHost writes a fast casual restaurant insurance program that targets accounts with upscaled food and interior designs—the place where quick-service convenience meets casual dining menus and feel. Insurance coverage for fast casual restaurants may be written on a package form. Target accounts for this group are restaurants with limited service that are more upscale than traditional fast food.

Examples:

• Delis
• Bakery Cafes (e.g. Corner Bakery or Panera)
• Mexican Concepts (e.g. Chipotle or Panchero)
• Ice Cream Shops
• Sub Shops (franchise or local)
• and many more

Program features: Unique coverage enhancements designed specifically for restaurants including EPL with third party coverage, Cyber Suite endorsement, food contamination, food spoilage, and equipment breakdown. Liquor liability coverage is included in the package. Additional lines of coverage - umbrella, auto, GKLL, workers' compensation are available. Pricing is competitive and rush quotes will be provided as needed. Coverage is written on an admitted basis.

Contact

URL: http://www.prohostusa.com/our-products/fast-casual-restaurant-insurance/

Wine Bar Program

ProHost's Wine Bar insurance program targets establishments that serve a wide selection of wines by the glass and also offer a robust food menu including small plates and/or entrees.

Availability: Most States

Eligibility: Upscale atmosphere with focus on selling wine rather than liquor or beer.

Program Features:

• Liquor liability is included in the package in most states
• EPL with Third Party Coverage
• Excess coverage is available to accompany our package program
• Exclusive to ProHost
• Restaurant enhancement coverages included
• Coverage is written on an admitted basis with an “A” rated carrier

Contact

URL: http://www.prohostusa.com/our-products/prohost-wine-bar-insurance/

Off-Premises Catering Program

The ProHost Catering Insurance program targets off-premises caterers, including restaurants with off-premises catering.

Program features:

• Liquor liability coverage is included in most states.
• Commercial Auto coverage will be considered in conjunction with the package.
• Pricing is competitive, policies are issued promptly.
• Rush quotes will be provided as needed.
• Coverage is written on an admitted basis with an “A” rated carrier.
• Accounts that are 100% off-premises catering or a combination of restaurant and catering will be considered.

Not eligible:

• Caterers that specialize in weddings
• Banquet Halls
• Liquor sales over 40% of total receipts

Contact

URL: http://www.prohostusa.com/our-products/catering-insurance-program/

Family Restaurant Program

ProHost has been a leading underwriter of restaurants since 1989. Our family restaurant program offers competitive pricing and coverage on A XV, admitted paper for risks that are $5,000 in package premium or higher.

Availability: Most States - ProHost Exclusive

Program Features:

• Liquor liability included
• Cyber Suite endorsement
• EPL with third party coverage
• Excess coverage is available
• New ventures with experience are eligible
• Rush quotes as needed
• Restaurant coverage enhancements such as food borne contamination BI & food spoilage

Contact

URL: http://www.prohostusa.com/our-products/family-restaurant-insurance/