Program Administrators - Program Brokerage Corporation

Program Brokerage Corporation

Programs & Coverages: Residential Real Estate, Inland Marine , Pest Control and Green Inc., Landscapers , Nursing Homes , Personal Lines , Eldercare Environmental , Elevators , PBC Environmental, Professional Liability, Fine Arts, Limos , Vacant Buildings, General Wholesale , NY Contractors

M1065 Avenue of the Americas | New York City, NY 10018

P516-496-1346

Request a Quote/Information

Company Description

Today's savvy insurance buyers demand a comprehensive and user-friendly product as well as broad, cost-effective protection. They want quality carriers at a low cost and more service and attention than ever.

Program Brokerage Corporation (PBC) is a powerful market resource for brokers and agents bringing cost and service together.

With experience, resourcefulness, financial backing, strong administration and IT teams, PBC is a pioneer in the area of Purchasing Group Insurance buying, an approach that has now won popular acclaim.

Programs & Coverages

Residential Real Estate

The real estate industry is one of Program Brokerage Corporation's strongest specialties. Our experience in real estate insurance is reflected in programs that respond to the particular, and sometimes differing, exposures in various geographical regions.

We were the first to offer Purchasing Group Programs for residential co-ops, condominiums and rental buildings. PBC currently arranges coverage for over 2,700 residential buildings with more than 270,000 units. We also place coverage for over 1000 commercial office buildings and shopping centers with in excess of 200 million square feet of space.

We offer a broad scope of coverage with strong markets, and we''ve experienced little historical turnover among our carriers.

Coverages Offered:

  • All-Risk Property Insurance
  • Commercial General Liability
  • Lead Paint & Mold Liability
  • Umbrella Liability
  • Directors & Officers Liability (Co-op/ Condo Buildings)
  • Terrorism
  • Environmental Insurance (first and third party) including above and below ground storage tanks

Territory: NY / NJ / PA; across the United States on a stand-alone, non-program basis

Target Business:

  • Rental Buildings, Co-op/ Condo Buildings
  • Buildings from 1 to 30 stories
  • Single building or multi-location portfolio
  • Habitational with incidental mercantile exposure

Minimum Premium: $5,000

Not Eligible:

  • Buildings less than 80% occupied
  • Buildings in the course of gut-renovation
  • Buildings that are not in compliance with city code
  • Buildings with lead paint claims and/or unabated lead paint violations

Some Important Highlights:

  • Programs offered in New York and New Jersey; coverage available in all other states on a stand-alone, non-program basis
  • Because our carriers grant us binding authority on behalf of Program participants, our producers get fast turnaround
  • We can cover a single building or a multi-location national property portfolio
  • Every entity has its own aggregate CGL limit-coverage not diminished by losses from other Program Insureds
  • Umbrella Liability available for $5 million, $10 million, $15 million, $20 million, $25 million, $50 million, $75 million, and $100 million
  • High property coverage limits, all risk, no co-insurance national property portfolio

REQUIRED DOCUMENTATION:

Contact
gshapiro@programbrokerage.com

URL: http://www.programbrokerage.com/programs/residential-real-estate/

Inland Marine

PBC’s IM Program is designed to compliment the PBC Residential Real Estate and Restaurant program targeting the smaller size risks that do not meet the large stock company profile.

Target classes include:

  • Construction - Builders Risk, Renovation, Installation, Rehab
  • Contractors Equipment
  • Fine Arts
  • Transportation
  • Motor Truck Cargo

We can cover a single building or a multi-location national property portfolio

Program available in:

  • NY, CT, RI, MA, NH, VT, ME, PA, MD, DE and VA
  • Coverage available in all other states on a stand-alone, non-program basis

Limits:

  • Construction - $5,000,000 Per Location*
  • Contractors Equipment - $5,000,000*
  • Fine Arts - $5,000,000 Per Location*
  • Transportation - $2,500,000*
  • Motor Truck Cargo - $2,500,000*
  • Subject to a maximum policy TIV of $25,000,000*

Contact
gshapiro@programbrokerage.com

URL: http://www.programbrokerage.com/programs/

Pest Control and Green Inc.

Weisburger Insurance is a full service brokerage specializing in the pest control industry. Since 1934, we have been the largest provider of insurance products and services to this industry nation-wide. We currently service over 5000 accounts. We are also the official endorsed broker of the National Pest Management Association (NPMA). To stay up-to-date on the current trends and risks in the field, our experts continually attend industry specific trade shows, meeting and seminars. Our experience and knowledge of this field puts us in a position to assist our clients in the best possible way, with customized coverage to fit each specific requirement in the most cost-effective manner possible.

Click here for program highlights.

*Official endorsed broker of the National Pest Management Association (NPMA).

Coverages Offered:

  • General Liability
  • Property
  • Inland Marine
  • Umbrella Excess
  • Commercial Auto*

*Auto can be written in the following states: AL / AZ / AR / CA / CO / CT / DE / FL / GA / ID / IL / KY / ME / MD / MI / MN / MS / MO / NE / NV / NH / NJ / NY / NC / OH / OK / OR / PA / SC / TN / TX / VE / VA / WA / W.VA / WI

Territory: Across the United States with the exceptions of WY / AL / HI / SD

Target Business: Full-Time Pest Control Operators

Minimum Premium: $1,200

Not Eligible: Contractors that perform Pest Control as an incidental part of their larger business

Required Documents:

Contact
gshapiro@programbrokerage.com

URL: http://www.programbrokerage.com/pest-control/

Landscapers

PBC Insurance is a full service brokerage specializing in customized coverage for the greens industry. We currently serve over 5000 lawn care and landscaping accounts across the country. To stay up-to-date with the industry, our dedicated professionals attend over 100 industry-related trade shows and meeting annually. Our insurance professionals are dedicated to understanding the current risks and trends your business faces, and offering you the best products and services available to protect you against these risks. We pride ourselves on getting you the best coverage to suit your specific requirements.

Securing proper coverage is a vital part of your business’ success. Our experts are committed to getting you the most comprehensive, cost-effective coverage offered, customized to fit your needs. In addition to our extensive coverage, PBC offers many value-added services such as claims management, risk management and loss control.

Coverages Offered:

  • General Liability-Includes pollution and contamination coverage, transit pollution, care/custody/control and blanket additional insured (by endorsement)
  • Property
  • Inland Marine
  • Commercial Auto
  • Umbrella/Excess

Territory: Across the United States with the exceptions of WY/AL/HI/SD

Target Business: Lawn care operators including chemical treatment, commercial, residential, and light construction

Minimum Premium: $1,200

Not Eligible:

  • Risks which manufacture lawn care, shrub, or gardening chemicals
  • Risks which use explosives
  • Risks that have done or will do earth-moving, site preparation and/or lawn sprinkler installation work for construction of new tract homes or multi-family residences meaning construction of more than two homes or multi-family residences in tracts in a combined project directed and controlled by a project general contractor
  • Contractors that perform landscape gardening as an incidental part of their larger construction, excavation, and earth-moving contracting business

Required Documents:

Contact
gshapiro@programbrokerage.com

URL: http://www.programbrokerage.com/programs/

Nursing Homes

Coverages Offered:

  • Pollution Liability Coverage: Claims-made coverage with Defense within the Limits
  • Bodily Injury and Property Damage Liability (Options for Prior Acts Coverage)
  • Reimbursement of Mandated On and Off-site Clean-up Costs
  • Business Interruption
  • Legal Expense & Defense

Covered Exposures:

  • Mold Conditions
  • Bacterial and Viral Contamination
  • Fumes from chemical containing products installed in buildings; e.g. wall to wall carpeting, fresh paint and wall coverings and cleaning materials
  • Exposure to pesticides and herbicides applied at the facility
  • Improperly handled medical waste
  • Chemical, radiological or biological terrorist attack
  • Fumes and gases from outside sources impacting the facility

Territory: USA excluding Puerto Rico and the US Virgin Islands but including incidental Canadian location(s) to a US domiciled insured

Target Business:

• Skilled nursing home facilities
• Assisted living facilities
• Independent living facilities
• Continuing care retirement communities
• Alzheimer's / Memory care facilities

Minimum Account Premium: $25,000 for Liabilty

Not Eligible:

  • The applicant’s facility must be licensed by the state and in good standing
  • Insured employees as well as the administrator must be qualified and trained in accordance with state certification requirements
  • The program will require that the applicant has a satisfactory Environmental Management & Compliance Procedure in place

Required Documents:

PBC Eldercare Environmental Liability Application

Contact
gshapiro@programbrokerage.com

URL: http://www.programbrokerage.com/programs/eldercare-environmental

Personal Lines

Program Brokerage Corporation has a Personal Lines division that is dedicated exclusively to serving the property and casualty insurance needs of your clientele. At PBC, we are committed to representing you and your client(s) and serving their best interests through our dynamic expertise, products and services.

You already do your Commercial Lines with PBC…. Align all your insurance placements for greater buying power!

Carriers

  • Chubb
  • The Hartford
  • Lexington
  • Lloyds
  • Travelers

Coverages Offered:

  • HO3
  • HO4
  • HO6
  • DP3
  • COC/Builders Risk

Territory: Varies by Carrier

Minimum Premium: None

Required Documents:

  • Acord Application
  • 3-5 Years Loss History

Contact
gshapiro@programbrokerage.com

URL: http://www.programbrokerage.com

Eldercare Environmental

Program Brokerage Corporation is proud to introduce the first-ever environmental liability program specifically focused on coverage tailored to meet the unique needs of Eldercare facilities.

The environmental insurance specialists at PBC developed this program based on the rising environmental exposures that exist at the various establishments within the Eldercare industry and the growing need for a viable solution to protect against these risks.

Underwritten by a carrier rated “A” by AM Best, this exclusive program was arranged by the experts at PBC Environmental, who have been pioneers in educating agents and brokers about the growing need for environmental coverage and instrumental in raising awareness about the options that exist in today’s marketplace. The PBC Environmental team understands the necessity of educating agents as to the mechanics and value to the client of environmental insurance products.

This new program is the answer to agents and brokers working with facilities seeking a cost-effective way to protect their properties with coverage for a wide variety of environmental risks that are almost always excluded from standard policies.

Target Facilities

  • Nursing Homes
  • Assisted Living
  • Adult Care and Rehabilitation
  • Alzheimer’s and/or Dementia
  • Independent Living Facilities

Getting a pricing indication:
We understand the importance of indication pricing in the retail sales process. In order to address these needs, please complete our Eldercare Environmental Liability Questionnaire to receive a non-binding pricing indication. Click here for a quick printable overview of the program.

Coverages Provided:

  • Pollution Liability Coverage: Claims-Made coverage with Defense within the Limits
  • Bodily Injury and Property Damage Liability
  • Reimbursement of Mandated Off-Site Clean-Up Costs
  • Business Interruption
  • Legal Expense & Defense

Limits of Liability and Deductible Options:

  • Options from $500,000 Each Incident / $500,000 Policy Aggregate to $5,000,000 Each Incident / $5,000,000 Policy Aggregate
  • $10,000/$15,000/$20,000/$25,000 Deductible Options

Risk Selection Criteria:

  • The applicant’s facility must be licensed by the state and in good standing. Insured employees as well as the administrator must be qualified and trained in accordance with state certification requirements.
  • The program will require that the applicant has a satisfactory Environmental Management & Compliance Procedure in place.

Territory: USA excluding Puerto Rico and the US Virgin Islands but including incidental Canadian location(s) to a US domiciled insured.

Required Documentation:

Contact
John Butler
212-338-2941
JButler@programbrokerage.com

URL: http://www.programbrokerage.com/programs/eldercare-environmental/

Elevators

For more information regarding elevators, please visit JM Associates / Burnham & Company, a Division of HUB International Northeast.

Service and Install:
Variety of equipment within the elevator industry including:

  • Elevators (Passenger/Freight)
  • Escalators
  • Moving Walkways
  • Garage Lifts
  • Residential Lifts
  • Handicap Lifts
  • Chair Lifts
  • Sidewalk Lifts
  • Dumbwaiters

Territory:
Licensed and Admitted in all States (except Hawaii, Alaska, Puerto Rico)

Minimum Account Premium:
Traditionally premiums start at $3000 and go up from there. The Workers' Compensation policy has minimum premiums per classification. These minimums vary from State to State.

About PBC:

Program Brokerage Corporation (PBC), http://www.programbrokerage.com , is the wholesale subsidiary of HUB International Group Northeast Inc. A powerful market resource for brokers and agents, we are also a partner for carriers reaching out to the commercial insurance buyer in innovative, cost-effective ways. We’ve pioneered an innovative approach to Purchasing Group Insurance buying, which has won popular acclaim.

SUPPLEMENTAL APPLICATION

Contact
John Tateossian
201-944-6600
John.Tateossian@hubinternational.com

URL: http://www.programbrokerage.com/programs/elevators

PBC Environmental

PBC Environmental is a wholesale environmental insurance broker that provides our agent and broker customers with the capability to offer their insured specialized environmental risk and insurance services. Environmental issues are complex and the agent or broker that depends on the insurer to guide them in placing an environmental policy is putting both their insured and their agency at risk of an uninsured claim. Our mission is to enable our customers to offer their clients and prospects environmental insurance expertise with the confidence of knowing the coverage is there when needed and the premium is right. For additional information, please visit Educational Environmental and Eldercare Environmental under the Programs section.

The PBC Environmental Approach

Our goal is to deliver our resources and capabilities to the agent and insured in whatever fashion that fits the circumstances. In some cases, agents involve us in direct discussions with clients and or their professional advisors in order to address questions and develop strategies on individuals transactions and insurance programs. Our core objective is making certain our agents and brokers enable their clients and prospects to make fully informed business decisions concerning environmental risk and insurance.

The Bottom Line

PBC Environmental is very different from other environmental wholesalers that most often provide little more than off the shelf product offerings. We develop new approaches and solutions to specific situations facing insureds as well as using our substantial market clout to drive superior premium levels. In addition, there is no insurance product line that is better suited for revenue growth or for use as a platform for new client relationships than the new generation of environmental insurance policies. Here are some examples of environmental risks and exposures that we help insure for our customers; (Click on each link below for more information)

If there are any specific business sectors for which you need an exposure guide and or any other materials describing environmental risk or insurance, please contact us.

CONTRACTORS MARKET — ADMITTED IN NY

  • Real estate investment trust (REIT) with a portfolio of 133 retail locations were provided with an environmental policy which included coverage for mold and dry cleaner risks.
  • Habitational real estate owner - management company controlling 27 rental properties purchased an environmental policy which combined coverage for lead based paint and mold.
  • Large trade contractor purchased pollution liability policy which included coverage for claims arising from environmental liabilities including mold arising from their construction operations.
  • Mortgage lender purchased collateral impairment coverage insuring the loan balance for a contaminated property on which they were providing a $2mm commercial real estate loan.
  • Contractors Pollution Legal Liability for a sewer construction contractor covering the contractor against claims arising from historical and new pollution caused by the contractors work.
  • Construction project - insures project owner for pollution including mold during course of renovation.
  • Commercial real estate portfolio - Pollution Legal Liability policy insuring clean up and 3rd party claims arising from indoor and outdoor pollution including mold and contamination caused by terrorism.
  • Residential real estate portfolio - Pollution Legal Liability policy insuring residential apartment buildings for clean up and/or 3rd party claims arising from pollution including mold and lead paint.
  • Industrial Land Purchase - Environmental policy purchased by the buyer of an industrial site insuring clean up of unknown pre-existing pollution and/or new contamination.

Environmental Recent Successes

  • Real estate investment trust (REIT) with a portfolio of 133 retail locations were provided with an environmental policy which included coverage for mold and dry cleaner risks.
  • Habitational real estate owner - management company controlling 27 rental properties purchased an environmental policy which combined coverage for lead based paint and mold.
  • Large trade contractor purchased pollution liability policy which included coverage for claims arising from environmental liabilities including mold arising from their construction operations.
  • Mortgage lender purchased collateral impairment coverage insuring the loan balance for a contaminated property on which they were providing a $2mm commercial real estate loan.
  • Contractors Pollution Legal Liability for a sewer construction contractor covering the contractor against claims arising from historical and new pollution caused by the contractors work.
  • Construction project - insures project owner for pollution including mold during course of renovation.
  • Commercial real estate portfolio - Pollution Legal Liability policy insuring clean up and 3rd party claims arising from indoor and outdoor pollution including mold and contamination caused by terrorism.
  • Residential real estate portfolio - Pollution Legal Liability policy insuring residential apartment buildings for clean up and/or 3rd party claims arising from pollution including mold and lead paint.
  • Industrial Land Purchase - Environmental policy purchased by the buyer of an industrial site insuring clean up of unknown pre-existing pollution and/or new contamination.

About PBC: Program Brokerage Corporation (PBC), http://www.programbrokerage.com, is the wholesale subsidiary of HUB International Group Northeast Inc. A powerful market resource for brokers and agents, we are also a partner for carriers reaching out to the commercial insurance buyer in innovative, cost-effective ways. We’ve pioneered an innovative approach to Purchasing Group Insurance buying, which has won popular acclaim.

Contact
John Butler
212-338-2941
JButler@programbrokerage.com

URL: http://www.programbrokerage.com/programs/environmental

Professional Liability

Program Brokerage Corporation (PBC) is the go-to-source for producers seeking excellent Professional Liability Products and service for their existing accounts and prospects. Our Professional Liability division specializes in the following insurance products:

  • Directors & Officers Liability (Public, Private & Non-Profit Companies)
  • Employment Practices Liability (All Industries)
  • Miscellaneous Professional Liability (Consultants, I/T, Staffing, etc.)
  • Specified Professional Liability (Accountants, Lawyers, Insurance Agents, etc)
  • Architects & Engineers
  • Real Estate D&O and Professional Liability (Condos, Coops, Apartment Buildings)
  • Media & Publishers Liability
  • Medical Professional Liability (Specified Medical & Miscellaneous Facilities)
  • Financial Institution Management & Professional Liability (Banks, Investments Advisors, Insurance Companies, Hedge Funds, etc.)
  • Crime/Fidelity (Focus on the accounts with recent claim activity)
  • Kidnap & Ransom

Products are targeted at the small to midsized customer although we can work on any size account. All Industries may be accommodated.

Professional Applications:

Recent Articles Written by the PBC Professional Liability Team

redOrbit (10/4/2005) Selling in Cyber Space

The Solicitor (11/14/2005) Lawyer's Professional Liability: A Thinning Market

Broker''s Insider (3/2010) Risk Management: E&O Premiums headed up, insurance brokers say

Taming the Cubicle Jungle (7/16/2010)"Cyber-liability: What Business Must do to Protect Itself!"

Recent Successes

  • Architects & Engineers Professional for a building designer
  • Combined D&O and EPL for a retail chain
  • Combined D&O and EPL for a sizable security guard firm
  • EPL for a law firm
  • Directors & Officers Liability for a condominium board
  • Lawyers Professional Liability for a start-up firm
  • EPL for a property manager
  • EPL for summer camps
  • Professional Liability for a Day Spa
  • Non-Profit D&O for a teacher association
  • D&O/E&O/FI Bond blended product for a community bank
  • Crime for a high end retailer
  • Insurance Agents E&O

About PBC: Program Brokerage Corporation (PBC), http://www.programbrokerage.com, is the wholesale subsidiary of HUB International Group Northeast Inc. A powerful market resource for brokers and agents, we are also a partner for carriers reaching out to the commercial insurance buyer in innovative, cost-effective ways. We’ve pioneered an innovative approach to Purchasing Group Insurance buying, which has won popular acclaim.

Contact
Maria Treglia, CPCU, RPLU
516-496-1345
mtreglia@programbrokerage.com

Fine Arts

The highly specialized Fine Art program available through HUB International’s Wholesale group is just one of the many national offerings that have helped us earn the distinction of being ranked as the nation’s 5th largest MGA by Business Insurance.*
The Fine Art coverage offered within this program includes many customized features, including the fact that manuscript endorsements can be customized to fit your client’s needs.


Recent Successes:
As a leading wholesaler with experience in managing claims for art exhibitions with international venues, HUB International’s Fine Art division was recently selected as the insurance broker of choice for a large internationally renowned traveling art exhibition with venues in Brazil and Argentina. HUB utilized it’s national and international resources to deliver a customized package, which included fine art exhibition coverage and travel coverage, as well as coverage against terrorism.

Other coverages offered through our Fine Art program include:

  • All Risks Direct Damage - Locations | Worldwide Transits/Unnamed
  • Legal Liability
  • Umbrella/Excess Liability (Museums)
  • Personal Articles Floaters | Manuscript Policies

Target Business:
Artists | Auctioneers | Collectors (Personal & Corporate) Dealers/Galleries | Exhibitors | Museums | Packers/Shippers Storage Warehouses | Trusts/Estates

Territory:

  • U.S. & Canada (Licensed/Admitted)
  • Worldwide

Required Documentation:

Supplemental Application

Minimum Account Premium: $3,500

What Makes Our Programs different?
Our ability to offer competitive pricing is just one of the many advantages, we provide to our clients. The primary difference is the peace of mind in knowing that you’ll have a recognized leader within the area of fine arts that not only understands the needs of your clients, but is able to service the account well after it has been written.

Contact
Norman Newman
norman.newman@hubinternational.com

URL: http://www.programbrokerage.com/programs/fine-arts

Limos

Target Business:

  • Limousines
  • Livery
  • Sedans & Town Cars
  • Shuttle Vans
  • Minibuses
  • Motorcoaches
  • Exotics & Specialty Vehicles
  • Minimum Account Premium: Not Available

Territory: Continental U.S. (excluding California and New York City/five boroughs)

Coverage Offered:

  • Auto Liability
  • Physical Damage
  • General Liability
  • Garage Liability
  • Garagekeepers Legal Liability

Required Documentation:

  • Acord 125 & Acord 127 applications
  • 3-5 Years Loss History
  • Driver Motor Vehicle Reports

Contact
George Hansen
908-790-6871
george.hansen@hubinternational.com

URL: http://www.programbrokerage.com/programs/limos

Vacant Buildings

In anticipation of a changing economic cycle, where vacancy rates are expected to increase, Program Brokerage has developed an in-house property facility specifically to meet the needs of vacant commercial building owners. General liability is also offered through our network of wholesale markets at very competitive pricing. Traditional property coverage for vacant buildings provides only "basic" perils (named perils) and actual cash value valuation. Our facility offers more options for enhanced coverage - all at competitive pricing.

Here are the highlights of PBC's in-house facility:

  • A - (VII) non-admitted carrier
  • ISO forms and endorsements
  • Capacity of up to $10 million
  • Deductibles as low as $5,000
  • Options for Special Perils
  • Options for Replacements Cost
  • Flexible policy periods
  • Minimum premium of $10,000
  • Low minimum earned premiums

Not all vacant buildings fit the facility.

Vacant Building Applications & Manuals:

About PBC: Program Brokerage Corporation (PBC), http://www.programbrokerage.com, is the wholesale subsidiary of HUB International Group Northeast Inc. A powerful market resource for brokers and agents, we are also a partner for carriers reaching out to the commercial insurance buyer in innovative, cost-effective ways. We’ve pioneered an innovative approach to Purchasing Group Insurance buying, which has won popular acclaim.

Contact
Cynthia O'Brien
212-338-2907
cobrien@programbrokerage.com

URL: http://www.programbusiness.com

General Wholesale

Our General Wholesale division provides our Brokers access to specialized markets for non-standard, more complex accounts that require more detailed underwriting analysis. Premiums in this class typically range from $25,000 to $250,000 (and up) and are often written on a non-admitted basis.

Coverage Available:

  • Mono-line Property & Commercial General Liability, including Products Liability
  • Special multi-peril package
  • Commercial Auto
  • Umbrella
  • Workers' Compensation

We can accommodate a wide variety of classes including:

  • Contractors (both General and Specialty Trade)
  • Manufacturing
  • Wholesale distribution & storage
  • Service & Retail
  • Large national/regional Real Estate (including coastal)
  • Vacant buildings

About PBC: Program Brokerage Corporation (PBC), http://www.programbrokerage.com , is the wholesale subsidiary of HUB International Group Northeast Inc. A powerful market resource for brokers and agents, we are also a partner for carriers reaching out to the commercial insurance buyer in innovative, cost-effective ways. We’ve pioneered an innovative approach to Purchasing Group Insurance buying, which has won popular acclaim.

Contact
Cynthia O'Brien
212-338-2907
cobrien@programbrokerage.com

URL: http://www.programbrokerage.com/programs/general-wholesale

NY Contractors

ASPEN REQUIREMENTS

LIMITS OF INSURANCE: General Aggregate $2,000,000
Products/Completed OPs AGG $1,000,000
Personal and Advertising Injury $1,000,000

Each Occurence Limit $1,000,000
Fire Damage Limit $50,000

Medical Expense Limit Excluded

Per Project Aggregate and $2 Million Products OP AGG. May be Available.


Classifications: Below
Deductible: Minimum DED: $1,000 Combined BI/PD
Policy Minimum Premium: $10,000
Experience/Loss History: 3-year hard copy loss runs Required
Subcontracting: Costs must be 15% or less of gross receipts
States: NY and NJ
Supplemental: Below

Aspen Classifications

  • Carpentry interior
  • Door, window or assembled millwork - installation - metal
  • Driveway, parking area or sidewalk - paving or repaving
  • Dry wall/wall board
  • Electrical work within buildings
  • Fence erection contractors
  • Floor covering installation
  • Heating or combined heating and air conditioning systems
  • Painting - interior
  • Paperhanging
  • Plastering or stucco work
  • Plumbing commercial or industrial
  • Plumbing residential or domestic
  • Tile, stone, marble, mosaic, or terrazzo work - interior construction

Contact
Cynthia O'Brien
212-338-2907
cobrien@programbrokerage.com

URL: http://www.programbrokerage.com/general-wholesale/ny-contractors/