Program Administrators - ProHost USA
ProHost USA
Company Description
ProHost offers restaurant insurance programs through independent retail insurance agents across the country. ProHost writes comprehensive restaurant insurance coverage including property, general liability, liquor liability, workers' compensation, auto and excess/umbrella. (Program offerings vary by state.)
At ProHost, we emphasize unique coverages, unparalleled service and competitive pricing. Our restaurant insurance coverage enhancements combined with over 25 years of serving the insurance needs of the restaurant industry make ProHost a "go to" market for restaurant insurance.
Programs & Coverages
Fine Dining Restaurant Program
ProHost has been a leading underwriter of restaurants since 1989. Our clients include many of the finest restaurants in the country.
Availability: Most states - ProHost Exclusive
Eligibility: Fine dining restaurants with average entree price of $15 or higher
Program features: Unique coverage enhancements designed specifically for restaurants including EPL with third party coverage, food contamination, Cyber Suite endorsement, food spoilage, and equipment breakdown. Liquor liability coverage is included in the package. Additional lines of coverage - umbrella, auto, GKLL, workers' compensation are available. Pricing is competitive and rush quotes will be provided as needed. Coverage is written on an admitted basis.
Contact
Heidi Strommen952-924-6973
hstrommen@prohostusa.com
URL: http://www.prohostusa.com/our-products/fine-dining-restaurant-insurance/
Fast Casual Restaurant Program
ProHost writes a fast casual restaurant insurance program that targets accounts with upscaled food and interior designs—the place where quick-service convenience meets casual dining menus and feel. Insurance coverage for fast casual restaurants may be written on a package form. Target accounts for this group are restaurants with limited service that are more upscale than traditional fast food.
Examples:
- Delis
- Bakery Cafes (e.g. Corner Bakery or Panera)
- Mexican Concepts (e.g. Chipotle or Panchero)
- Ice Cream Shops
- Sub Shops (franchise or local)
- and many more
Program features: Unique coverage enhancements designed specifically for restaurants including EPL with third party coverage, Cyber Suite endorsement, food contamination, food spoilage, and equipment breakdown. Liquor liability coverage is included in the package. Additional lines of coverage - umbrella, auto, GKLL, workers' compensation are available. Pricing is competitive and rush quotes will be provided as needed. Coverage is written on an admitted basis.
Contact
Heidi Strommen952-924-6973
hstrommen@prohostusa.com
URL: http://www.prohostusa.com/our-products/fast-casual-restaurant-insurance/
Wine Bar Program
ProHost's Wine Bar insurance program targets establishments that serve a wide selection of wines by the glass and also offer a robust food menu including small plates and/or entrees.
Availability: Most States
Eligibility: Upscale atmosphere with focus on selling wine rather than liquor or beer.
Program Features:
- Liquor liability is included in the package in most states
- EPL with Third Party Coverage
- Excess coverage is available to accompany our package program
- Exclusive to ProHost
- Restaurant enhancement coverages included
- Coverage is written on an admitted basis with an “A” rated carrier
Contact
Heidi Strommen952-924-6973
hstrommen@prohostusa.com
URL: http://www.prohostusa.com/our-products/prohost-wine-bar-insurance/
Off-Premises Catering Program
The ProHost Catering Insurance program targets off-premises caterers, including restaurants with off-premises catering.
Program features:
- Liquor liability coverage is included in most states.
- Commercial Auto coverage will be considered in conjunction with the package.
- Pricing is competitive, policies are issued promptly.
- Rush quotes will be provided as needed.
- Coverage is written on an admitted basis with an “A” rated carrier.
- Accounts that are 100% off-premises catering or a combination of restaurant and catering will be considered.
Not eligible:
- Caterers that specialize in weddings
- Banquet Halls
- Liquor sales over 40% of total receipts
Contact
Heidi Strommen952-924-6973
hstrommen@prohostusa.com
URL: http://www.prohostusa.com/our-products/catering-insurance-program/
Family Restaurant Program
ProHost has been a leading underwriter of restaurants since 1989. Our family restaurant program offers competitive pricing and coverage on A XV, admitted paper for risks that are $5,000 in package premium or higher.
Availability: Most States - ProHost Exclusive
Program Features:
- Liquor liability included
- Cyber Suite endorsement
- EPL with third party coverage
- Excess coverage is available
- New ventures with experience are eligible
- Rush quotes as needed
- Restaurant coverage enhancements such as food borne contamination BI & food spoilage
Contact
Heidi Strommen952-924-6973
hstrommen@prohostusa.com
URL: http://www.prohostusa.com/our-products/family-restaurant-insurance/