Program Administrators - The McGowan Companies
The McGowan Companies
Company Description
Founded more than half a century ago, The McGowan Companies have become the largest, oldest, and most profitable enterprise of their type in the United States by offering their clients- insurance brokers throughout America-unparalleled products, premiums, and service. The McGowan Companies is made up of McGowan Program Administrators, McGowan Excess & Casualty & McGowan, Donnelly & Oberheu, LLC.
McGowan Program Administrators (MPA) is a Managing General Underwriter and Program Manager that designs, administers and markets highly-specialized programs of insurance. These programs of insurance are available exclusively through MPA on a nationwide basis. All programs are offered on admitted paper through a variety of America’s leading “A” rated insurance companies.
McGowan Excess & Casualty (MEC) is a Managing General Underwriter that specializes in Umbrella and Excess Liability products for a broad range of customer types and sizes. They underwrite on behalf of financially strong carriers and can provide both admitted and non-admitted forms.
Programs & Coverages
Community Associations Umbrella
Limits: $1MM- $100MM
A.M. Best Rating - “A” Rated Carriers/Admitted Paper
Territory: Nationwide
Volume Commitment: None
Community Associations D&O
Limits: $10,000- $1MM
A.M. Best Rating - “A” Rated Carriers/Admitted Paper
Territory: Nationwide
Volume Commitment: None
Community Associations Crime/Fidelity
Limits: $10,000- $1MM
A.M. Best Rating - “A” Rated Carriers/Admitted Paper
Territory: Nationwide
Volume Commitment: None
Real Estate & Hospitality Umbrella
Limits: $1MM- $100MM
A.M. Best Rating - “A” Rated Carriers/Admitted Paper
Territory: Nationwide
Volume Commitment: None
Public Entities Umbrella
Limits: Up to $20MM
A.M. Best Rating - “A+” Rated Carriers/Admitted Paper
Territory: Nationwide
Volume Commitment: None
Restaurant Owners Umbrella
Limits: $1MM- $25MM
A.M. Best Rating - “A” Rated Carriers/Admitted Paper
Territory: Nationwide
Volume Commitment: None
Museums & Cultural/Historical Inst. Umbrella
Limits:
$1MM- $25MM (Umbrella)
$1MM (D&O)
$1MM (EPLI)
$500,000 (Fiduciary Liability)
A.M. Best Rating - “A” Rated Carriers/Admitted Paper
Territory: Nationwide
Volume Commitment: None
Umbrella & Excess Liability Products
Overview of Risk Classes
- Trade Contractors
- Retail Stores
- General Contractors
- Educational
- Public/Social Services
- Garage
- Hospitality
- Residential Construction
- Services
- Excess Auto
- Manufacturers
- Miscellaneous
Minimum Attachment
- $1MM – AL/ Garage Liability
- $1MM – GL per Occurrence
- $2MM – GL Annual Aggregate
- $2MM – Products/Completed Operation
- $500/$500/$500 – Employers Liability
Underlying Financial Rating: A- / VI or Better (with some exceptions)
Territory: Nationwide
Volume Commitment: None
Steve Wentz
swentz@mcgowanexcess.com
P: 732.335.8470 x5104
F: 732.335.8479
Accident & Health
Eligible Classes:
- Club & Intramural Teams
- Clinics & Leagues
- Special Events (1 day or longer)
- K-12 Schools
- Day Care, Nursery Schools, and Pre-Schools
- Intercollegiate Athletic Insurance **Exclusive Access to an “A” Rated Carrier
- Camps – Sports & Non-Sports
- Before & After Care Programs
- Religious Groups
- Fitness Clubs
- Dance Studios
- Martial Arts Facilities
- Volunteer Groups
Carrier: “A” Rated Carriers / Admitted Paper
Territory: All 50 States
Contact
Roger Shockley732.335.8470 x5111
rshockley@mcgowanins.com
Public Entities
The formation of the McGowan Governmental Underwriters brand consolidates all of McGowan’s Public Entity operations into one facility.
ELIGIBLE CLASSES
- Municipalities: Cities, Towns, and Villages with Populations Under 100,000
- Counties with Populations Under 500,000
- Special Purpose Districts (Water, Sewer, Park, Utility, Tax & Fire Districts)
- School Districts
PRODUCTS/LIMITS
- Package
- Umbrella/Up to $20MM
Contact
Terrence B. Phelan800.545.1538 x3643
tphelan@mguins.com
Condominium Association Package
ELIGIBLE CLASSES
- Condominium Associations
- Cooperatives
- Townhome Associations
LIMITS
- General Liability - $1mm/$2mm
- Property – Blanket Up to $50mm
MINIMUM PREMIUM: $10,000
TERRITORY
Currently available in 21 states and the District of Columbia... soon to be NATIONWIDE!
- ARIZONA
- DELAWARE
- DISTRICT OF COLUMBIA
- COLORADO
- ILLINOIS
- INDIANA
- KENTUCKY
- MARYLAND
- MICHIGAN
- MINNESOTA
- MISSOURI
- NEVADA
- NEW JERSEY
- NORTH CAROLINA
- OHIO
- OREGON
- PENNSYLVANIA
- TENNESSEE
- UTAH
- VIRGINIA
- WASHINGTON
- WISCONSIN
Contact
Jeffery H. Marsh410.461.8387
jmarsh@mcgowanins.com