Program Administrators - GMI Insurance

GMI Insurance

Programs & Coverages: RENTAL FLEET INSURANCE Auto/Truck/Motor Home, AUTO LEASE Contingent Coverage for Auto Lessors, AUTO BODY and REPAIR, BUSINESS AUTO Mono-Line Insurance Program, Norman Specialty Division

MPO Box 701 | Valley Forge, PA 19482


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Company Description

We are the Trudel family and we have been operating GMI since Norman Trudel founded the company in 1980. That is three decades of commitment to the transportation insurance industry. What does that mean for you?

  • GMI is here to stay. We'll be covering auto fleets long after our competitors are gone.
  • Our team won't change. Once you get to know us, you can be sure you'll deal with the same staff again and again.
  • We have the commitment of ownership. Everyone at GMI cares quite a bit more than someone who is just doing a job.
  • Your complete satisfaction is our mission. Satisfied customers have kept our business growing for three decades.

Programs & Coverages


Auto/Truck/RV Rental Fleet Insurance:

  • Liability
  • Physical Damage
  • Garage Liability
  • General Liability
  • Property
  • Personal Accident
  • Personal Effects and Supplemental Liability for the auto rental operator.

Minumum 5 units, will except start-up operations.

Prospects include independent franchisees of Hertz, Avis, Budget, National, etc., any independent auto rental operator, dealerships or repair shops with auto rental fleets or storage facilities with truck rental fleets.

Carter Trudel
800-722-3229 ext 21


AUTO LEASE Contingent Coverage for Auto Lessors


As the Lessor and owner of a leased auto under written agreement of one year or more, the Lessor could be joined as an additional defendant in legal action if their lessee is involved in an accident and has failed to maintain liability insurance as required by the terms and conditions of his lease.  Lessors Contingent Liability insurance protects their interest as Lessor if, for reasons beyond their control or knowledge, the insurance provided by the lessee is not the insurance required by the lease agreement or is not present.


As the owner of a leased auto, the Lessor could face a financial loss if his leased car has a physical damage loss and the lessee has failed to maintain the physical damage insurance required by the terms and conditions of his lease.  Lessors Contingent Physical Damage insurance protects the Lessor’s interest in the auto if, for reasons beyond his control or knowledge, the lessee’s insurance is not present.


“Interim Autos” means an auto that at the time of accident or loss the Lessor owns and intends to lease to others and is not assigned to a lessee under a written lease agreement, or an auto returned to the Lessor after the expiration or early termination of such an agreement while held for sale or reassignment under a new written lease agreement.  Interim Auto does not mean an auto the Lessor owns that is assigned to a specific person, organization, company, employee, or family member for their day to day use.

Rich O'Connor



Eligible Operations

  • Auto repair shops/general auto service
  • Auto Body/Paint Shops with UL approved spray booth
  • State inspection Stations
  • Quick Lube and Oil Stations

Available Coverage

  • General Liability
  • Garagekeepers Liability
  • Building
  • Personal Property
  • Business Income
  • Auto Liability
  • Physical Damage

Dennis Kraus
800-722-3229 ext 36


BUSINESS AUTO Mono-Line Insurance Program

Our Business Auto Monoline Insurance program offers competitive rates and same-day quotes for qualifying accounts.

GMI represents A-rated admitted insurance companies.

Eligible accounts are:

  • Automobile fleets that involve the use of commercial vehicles
  • Private passenger cars to support business activities where the primary goal is to sell and distribute products, perform contracting operations, and provide services to customers.

Angie Milks


Norman Specialty Division

Norman Specialty Insurance offers a full suite of property and casualty insurance products with extensive expertise in placing comprehensive coverage for transportation risks, as well as other select industry sectors.  We specialize in:

  • Commercial Packages
  • Commercial Property
  • Lessor's Risk
  • Emergency Medical Transportation
  • Limousine Operations
  • Food Services (Restaurants)
  • and more!

For a more detailed listing or to learn about our carriers, please contact Dawn Argue right away.

Dawn Argue
800-722-3229 ext 25