Program Administrators - Arrowhead General Insurance Agency Inc.
Arrowhead General Insurance Agency Inc.
Company Description
ARROWHEAD General Insurance Agency, Inc. is a national insurance program manager and we have teamed up with the country's top rated insurance carriers to proudly offer quality insurance products to our nationwide network of independent producers.
ARROWHEAD and our family of employees invite insurance companies and agencies from coast to coast to GROW with us.
- Established in 1983
- Wholly-owned TPA claims services with American Claims Management, Inc.
- 700 employees
- $800 million written premium
- 20 commercial and personal insurance products
- 23 financially strong carriers
DISTRIBUTUION & MARKETING MUSCLE
- 14 marketing reps
- 3,200 agencies with 6,000 locations nationwide
- Insurance companies
- Lender-affiliated agencies
- Large national brokers
- Wholesalers
- Online aggregators
- Agency networks
- Local independent agents
SELLING PRODUCTS ONLINE SINCE 1999 AT ARROWHEADEXCHANGE.COM
- 1.4 million transactions a year
- 8,000 online endorsements and binds 14,000 policies monthly
- 95% of all personal lines transactions are through ArrowheadExchange.com
- Easy and secure to submit business online
- Servicing existing policies is a snap
- Manage agency files with online tools and reports
- Policyholders can make payments quickly online
Programs & Coverages
Automotive Aftermarket Express
Auto Services Commercial Package, formerly by Universal Underwriters. Submit up to $125k total account premium, most states (instant online quotes to $50k). Mechanical/collision repair, retail tire & stereo stores, more.
Express Package provides specialized commercial insurance coverage with decades of industry experience. Offer your clients a commercial package with an Admitted A+ (XV) rated carrier by A.M. Best Company. Submit up to $125,000 in total account premium and receive instant online quotes on qualified accounts below $50,000.Available in all states except FL, LA and TX.
Target Classes of Business
- Auto Body/Collision and Repair Shops
- Auto Glass Repair/Installation Shops
- Auto Quick Lube Shops (oil and lube)
- Brake Shops
- General/Mechanical Repair
- Muffler Shops
- Retail Auto Parts and Accessories Stores (new parts only)
- Retail Tire Stores
Note: Our program for towing and other classes not mentioned requires production commitment and contract. Please click here for product information.
Coverage Highlights
- Business Auto Liability and Physical Damage
- Crime – employee dishonesty, forgery or alteration, money and securities
- Equipment Breakdown Coverage
- Garage keepers – direct or legal liability basis
- General liability and employee benefits liability
- Property coverage extensions
- Umbrella Liability – excess and umbrella
Not an Arrowhead producer? Apply online at ArrowheadGrp.com/landing/producers/
Contact
800.669.1889 x8733MarketingInfo@ArrowheadGrp.com
URL: http://www.arrowheadgrp.com/products/automotive-aftermarket/
High Performance Boats & Yachts
How To Quote
Not an Arrowhead Producer Yet? Email your watercraft risk or this completed Quote Request Form.
Once our underwriting team reviews and underwrites your risk, we''ll start the process of setting you up to access online quoting in ArrowheadExchange.com. You''ll join the Arrowhead family where you can instantly quote yachts and boats and access our growing list of personal and commercial products.
Arrowhead Producers - You are automatically set up to begin quoting online. Log in to ArrowheadExchange.com now >>
HIGH PERFORMANCE BOATS
Programs available for vessels 26 feet or greater in length.
- Vessels with speeds up to 130 mph
- Vessels up to 20 years old
- V-hulls and catamarans
- Liability limits up to $1 million
YACHTS
For vessels 26 feet or greater in length, we have competitive programs with a broad product offering.
- Hull limits of any value
- Worldwide navigation available for luxury yachts
- Vessels up to 45 years old
- Liability-only coverage available
- 6-pac and 12-pac charters
- Sportfishing boats
- Liveaboards
- Houseboats
- Corporate ownership
- Hard to place risks, such as wood hulled and first time boat owners
- Agreed value and ACV policies available
Contact
Todd Drake800.333.5553 x6911
TDrake@ArrowheadGrp.com
Commercial Marine
CARRIERS
Multiple carriers participate in this program and include: ACE Insurance Company, Essex , IMU, Navigators, Starr Indemnity & Liability Company, Travelers
STATES
All StatesTARGET MARKET
- Marinas
- Boat dealers
- Boat manufacturers
- Yacht clubs
- Yacht brokers
- Marine artisans and contractors
- Cargo
- Commercial hull and P&I
- Rental boat operations (premises liability available)
- Bareboat charters
- Excursion vessels
- Other commercially used vessels
- Marine liability
- Marine general liability
- Bumbershoot and excess liability
- Marina operators legal liability
- Ship repairers legal liability
- Other monoline marine liabilities
PROGRAM HIGHLIGHTS
Exclusive Program for Independent Ship Repairers
Provides an all encompassing liability policy for small marine-oriented artisans, coverage includes Ship Repairers Legal Liability and Commercial Marine Liability. Highlights include:
- $1,000 deductible
- Liability limits up to $1 million
- No minimum earned premium
- Blanket additional insured endorsement
- Protection & Indemnity for work boats
- Sudden & Accidental pollution coverage included
- Affordable rates and quick turnaround on quotes and policies
Contact
Todd Drake800.333.5553 x6911
TDrake@ArrowheadGrp.com
Railroad Insurance Program
SUMMARY
Introduced in 1997, this program provides comprehensive coverage for contractors, manufacturers, and wholesalers in railroad service and support industries.
STATE AVAILABILITY
Available in 47 states (excludes AK, HI, LA)
COVERAGE AVAILABLE
• General Liability (required), Commercial Auto, Property, Inland Marine, Umbrella, Railroad Protective Liability
PROGRAM HIGHLIGHTS
• Admitted Market, A+ XV
• Automatic protection for work within 50 feet of the track
• Commercial Auto coverage – including coverage for Hi Rail units
• Per-project aggregate available
• Excellent loss control and claims services
• Flexible Direct Bill payment options
TARGET CLASSES OF BUSINESS
• Track construction, maintenance & repair
• Tie removal and disposal
• Spur line upgrades
• Freight forwarding loading/unloading
• Railcar cleaning, maintenance & repair
• Railcar and part manufacturing
• Distributors of railroad related parts, supplies, & equipment.
COMPANY CONTACT
Website: www.ArrowheadGrp.com/products/railroad
Toll-free phone: 800.289.4319
SUBMISSIONS
ACORD Applications, Supplemental Application (available on website), and currently valued loss runs to Railroad@Arrowheadgrp.com.
Contact
Matt Hetrick619.881.8459
MHetrick@ArrowheadGrp.com
Residential Earthquake
Arrowhead's Residential Earthquake insurance program is designed to provide better earthquake insurance options for California home and condominium owners. Providing earthquake products since 2000, Arrowhead has a reputation for being an innovator in the residential earthquake insurance marketplace. Arrowhead has developed EQ products which provide some of the broadest coverages available with the lowest deductible options, while maintaining competitive pricing. Often imitated, never duplicated, Arrowhead commits to maintain a position at the leading edge of earthquake insurance.
Target Markets:
Product offerings target a wide range of risks from newer or retrofitted structures built on flat ground to older non-retrofitted structures on steep slopes. Arrowhead has an EQ product to accommodate almost any residential EQ risk.
Carriers:
Palomar Specialty, QBE, Universal North America, Zurich
States:
CA, OR WA
Contact
Steve GoebelSGoebel@ArrowheadGrp.com
URL: http://arrowheadgrp.com/products/residential-earthquake/
Personal Auto
We offer a personal auto program ranging from clean drivers to drivers with minor and major accidents and violations. We provide longevity in our markets as well as a complete personal auto management solution that has a proven positive underwriting result over 20 years. We provide online risk submission and producers tools via www.ArrowheadExchange.com, our secure online portal. We also offer non-credit scored competitive rates and superior customer service. Limits vary by state.
States:
AZ, CA, MI and WA
Program Highlights:
- Admitted “A” rated carriers
- Competitive rates
- Permissive use policy
- International driving experience accepted
- Six and 12 month policy terms, easy payment plans
- Discounts include multi-car, good driver, good
- student, mature driver and renewal discounts
- Other coverages available include collision deductible waiver, lienholder deductible options, towing and labor and rental reimbursement
Contact
Todd Drake800.333.5553 x6911
TDrake@ArrowheadGrp.com
Auto Parts Recyclers
Auto Parts Recycling
Auto recyclers commercial package includes property, commercial auto, general liability, crime, inland marine, umbrella. “A” rated carrier (formerly Universal Underwriters). Easy submissions. Competitive rates. Industry experts. U-pull operations accepted*.
The ideal automotive recycler dismantles autos and sells used auto parts to automotive repair shops and general consumers. Arrowhead will also cover U-pull operations, if proper controls are in place to mitigate losses from on-site customers.
COVERAGE HIGHLIGHTS
Property
- Building Coverage
- Business Interruption/Extra Expense
- Business Personal Property (BPP) – Inside stock and equipment
- Stock in the Open
- Equipment Breakdown Protection
- Property Basket Plus Endorsement (Demolition expenses, additional coverage for increased construction costs, pollutant clean-up and removal, select crime coverages)
General Liability
- Third-Party Product Recall Liability
- Employee Benefits Liability
- Injury occurring from a product sold or service provided
- Coverage for vacant land and leased properties
Crime
- Employee Dishonesty
- Forgery or Alteration
- Theft (in and out)
Commercial Auto
- Liability and Physical Damage
- Garagekeepers liability (direct or legal liability basis)
Inland Marine
- Mobile Equipment and Cargo Liability Commercial Umbrella
- Liability limits up to $5M
PRODUCT DETAILS
Max limit: ??? No premium limit
Carriers: Zurich and Great American
Admitted: Yes
COMPANY CONTACT
Website: www.ArrowheadGrp.com
Phone: 800-669-1889 x8733
AVAILABILITY
All states except LA & HI
Contact
Deb Winterowd913-312-2892
dwinterowd@arrowheadgrp.com
URL: http://www.arrowheadgrp.com/products/towing-and-recyclers/
CA Homeowners HO3, HO4, HO6, DP3
Arrowhead General Insurance Agency, Inc. is your one-stop shop offering a variety of stand-alone California Personal Property products under one roof. Top-rated carriers provide all coverages and online quoting is easy at ArrowheadExchange.com.
HOMEOWNERS HO3
Coverage Highlights
- Coverage A limits up to $1 million
- 25% or 50% extended replacement cost options available for all homes 1930 and newer
- One to four family dwellings
- Unsupported seasonal secondary dwelling acceptable
- ID theft coverage available
- Equipment breakdown coverage available
- Credits: Companion auto policy, new home, tile roof, five-year claim-free, protective devices, guarded gate community, mature homeowner, home inspection, renovation, complete restoration
TENANT HO4
Coverage Highlights
- Coverage C limits from $25,000 to $500,000
- Liability limits to $500,000
- Consideration for prior loss history
- Personal Property Replacement Cost included with all policies for no additional premium
- ID theft coverage available
- Equipment breakdown coverage available
- ID theft coverage available
- Additional Interest Endorsement available for Property Management Firm, Landlord or Property Manager
CONDO HO6
Coverage Highlights
- Coverage C limits from $25,000 to $500,000
- Liability limits to $500,000
- Primary, Secondary, Short and Long-Term Rentals acceptable (for rentals PP rate can be reduced to $1,000)
- $10,000 additions and alterations included
- Consideration for prior loss history
- Personal Property Replacement Cost included with all policies for no additional premium
- ID theft coverage available
- Equipment breakdown coverage available
DWELLING FIRE DP3
Coverage Highlights
- Coverage A limits up to $1 million
- 25% extended replacement cost included for all homes 1930 and newer
- Catastrophe endorsement included, which increases the ERC by 25% in the event of a FEMA declared disaster
- Stand-alone program
- No maximum number of dwellings
- Equipment breakdown coverage available
For more information contact Blane Bardsley at 800.333.5553 x6829
Contact
Blane Bardsley800.333.5553 x6829
BBardsley@ArrowheadGrp.com
URL: http://www.arrowheadgrp.com/products/homeowners-ho3/california/
Homeowners HO3, HO4, HO6, DP3
Arrowhead General Insurance Agency, Inc. is your one-stop shop offering a variety of personal property products under one roof. Top-rated carriers provide all coverages, and online quoting is easy at ArrowheadExchange.com.
Highlights
- Coverage A limits up to $1 million
- Coverage C limits up to $500,000
- Coastal capacity where applicable
- Secondary/seasonal dwellings acceptable on a stand-alone basis in most states
- One to four family dwellings acceptable in most states
- Stand-alone DP3 programs with no maximum on the number of dwellings
- Primary, secondary and rented condominiums where applicable
- Multiple program credits available
Programs
- HO3 - Homeowners
- DP3 – Dwelling fire (rental properties)
- HO4 - Homeowner contents (renters)
- HO6 – Homeowner unit owners (condo)
Available in:
- Alabama
- Arizona
- California
- Connecticut
- Delaware
- Hawaii
- Louisiana
- Maryland
- Massachusetts
- Mississippi
- Nevada
- New Jersey
- New York
- North Carolina
- Oklahoma (HO3/HO2)
- Oregon
- Pennsylvania
- South Carolina
- Texas (HOB/HOA+)
- Virginia
- Washington
Contact
Lauri Thum760.710.6827
LThum@ArrowheadGrp.com
Arrowhead's Tribal Program
Arrowhead’s Tribal Program was created in 1987 as the Program for Sovereign Indian Nations, with the assistance of Native American attorneys and tribal administrators.
- We work with a select group of agents and brokers nationwide who specialize in placing tribal coverage
- We only work with top rated insurance companies with “A” ratings or higher
- We provide meaningful risk management to help mitigate your tribe’s risks
- Arrowhead’s in-house claims team understands tribal law, tribal courts systems, FTCA protection and tribal sovereignty claim issues
Services
We understand the exposures and special circumstances associated with tribal governments, gaming operations and tribal enterprises. Our objective is to help you reduce your losses through technical knowledge, experience and personal service.
- Training and education
- Security and public safety
- Employment practices
- Driver selection and retention
- New construction plan review
- OSHA and other compliance issues
- Risk management development
- Maintenance programs
- Public assembly issues
- Life safety code requirements
- Head Start and day care
- Building valuations
Coverages
- Comprehensive Property Coverage
- General, liquor and professional liability (Police Professional, Health Care Professional, Tribal Officials E&O, Employment Practices Liability, Cyber Liability and Fiduciary Liability)
- Tribal workers’ benefits (including Guaranteed Cost and Loss-Sensitive options)
- Auto physical damage and liability (specifically tailored to address unique tribal nation automobile exposures)
- Excess Liability (offering limits for all primary policy coverage extensions including Sexual Misconduct, Errors & Omissions and Employment Practices Liability)
States
All states
Learn more at http://arrowheadtribal.com/
Contact
Brett Barnsley800-875-6466
BBarnsley@Arrowheadgrp.com
Forestry & Logging
Arrowhead's Forestry Program provides coverage for mobile equipment, machinery and tools of the logging and wood product industries. Available in all 50 states, this program's carrier is Zurich North America.
Coverage available
Inland Marine
Program Highlights
- High in-house underwriting authority
- Earthquake & flood included
- Deductibles starting at $500
- Minimum premium $500
- Admitted in all 50 states (non-admitted in FL)
- 24-hour turnaround
- Broad underwriting appetite
- 30-day coverage for newly purchased equipment
Typical Classes
- Logging & lumbering
- Wood yard & sawmill
- Land clearing
- Chipping operations
Submissions
- Acord 125
- Acord 146
- Loss runs 3 years
- Send to EquipmentSubmissions@ArrowheadGrp.com
Contact
Donald Fiorini404.904.0100
dfiorini@arrowheadgrp.com
Workers' Compensation Alternative Solutions
Valiant Insurance Services, LLC is a new breed of aggregator specializing in finding alternative solutions through top-rated carriers for your Workers’ Compensation submissions. By working with Valiant, you’ll have access to 9 Admitted “A” rated carriers offering solutions for over 300 class codes, as well as high ex-mods, new ventures, and multi-state accounts.
Our specialties include:
- Automotive Service and Repair
- Construction/Contractors
- Habitational
- Healthcare
- Hospitality
- Manufacturing
- Mercantile
- Schools
- Transportation/Delivery
Access our markets:
Agencies must have an established workers’ compensation book at the time of contracting. To discuss existing markets and the appointment process, contact RYoung@ValiantInsuranceServices.com.
Contact
Robert Young619.881.8861
RYoung@ValiantInsuranceServices.com
Manufactured Housing Community and RV Park Program
Arrowhead offers Property & Liability for manufactured home communities, dealers and RV parks, with enhanced coverage for the industry's unique exposures. Turn to us for multi-state coverage, property CAT exposure availability, competitive rates, admitted paper.
Program Highlights
-
Carrier is AXIS Capital, rated A+ by A.M. Best
-
GL extensions giving aggregate limits per location and automatic additional insured wording
-
Umbrella coverage available
-
Debris removal included; refer to endorsement for specific limits
-
Dealer physical damage coverage on homes for sale
-
Coverage available for manufactured home dealers with used home sales
Contact
Jackie Miller602.648.7274
JMiller@ArrowheadGrp.com
URL: http://www.arrowheadgrp.com/products/manufactured-housing/
Security & Alarm
If your clients provide security and safety equipment, systems, installation, service or monitoring, Arrowhead’s Security and Alarm Program has you covered. "A" rated carrier, affordable premiums - and no membership fees or complicated forms. Our insureds include contractors, electricians, monitoring companies, consultants and other electronics systems professionals.
Program Highlights
- Broad, customized GL and E&O insurance specific to your industry
- "A" rated insurance acceptable to any vendors (carrier: Underwriters at Lloyds)
- Veteran underwriters with 12+ years of experience
- The ability to quickly manuscript endorsements and certificates to meet vendor, property manager and certificate holder requirements
- Broad coverage for difficult exposures like Personal Emergency Response Systems (PERS) and medical monitoring
- Free contract review assistance
- Available in all 50 states
- View more program highlights, http://arrowheadgrp.com/products/security-and-alarm/
Contact
Cheryl Jones866.848.8195
securityandalarm@arrowheadgrp.com
URL: http://www.arrowheadgrp.com/products/security-and-alarm/
Independent Booksellers - LIBRIS
LIBRIS, the League of Independent Book Retail Insurance Services, is a comprehensive protection program formed by the American Booksellers Association and managed by Arrowhead. LIBRIS offers general liability, workers' compensation, commercial auto and property coverage for independent bookstores in all 50 states. Carrier is Great American Insurance Group.
Your bookseller clients will enjoy affordable premiums, outstanding coverage and a team with many years of industry experience.
COVERAGE HIGHLIGHTS
- $2 million per each occurrence / $4 million aggregate liability limits
- $2 million personal and advertising injury; and 100% loss coverage for up to 12 month business interruption
- Specializing in general liability including business personal property policies
- Additional coverage includes workers' compensation, commercial auto, umbrella, and property policies
- A wide range of deductibles options are available
- Most policies qualify for SafePak which also offers
- Business personal property seasonal increase of 25% of limit
- New store benefit
- Coverage for visiting authors
- Website/computer coverage
- Used book benefit
- $100,000 employee dishonesty
View more at http://www.libris.org/ or http://www.arrowheadgrp.com/products/booksellers/
Contact
Whitney Balaun888.694.8585
LIBRIS@ArrowheadGrp.com
Worker's Compensation
Program Focus
- Instant Quotes available on eligible accounts below $20,000
- Upload your client's Acord 130 to avoid duplicate data entry and transfer the application directly into our quoting platform, www.ArrowheadExchange.com. By pre-populating your online submission in just three easy steps, the quoting process becomes more efficient with fewer mistakes.
We offer the country's top-rated insurance carriers, competitive rates, underwriting expertise, and above industry standard commisions.
Targeted Classes of Business
- Agriculture*
- Automotive Service & Repair
- Construction/Contractors
- Habitation
- Hospitality
- Manufacturing
- Mercantile
- Office & Professional Services
- Restaurants
- Transportaion/Delivery
- Trucking up to 500 mile radius
*California accounts up to $20K require a separate appointment with industry specific premium commitment
Claims: A Value-Add Service
You and your policyholders will benefit from superior claims handling through American Claims Management Inc. (ACM), our wholly owned subsidiary. As a carrier-minded claims administrator, ACM works hard to ensure claims are closed out quickly. ACM's dedicated team offers a fully integrated line of claims and cost-containment services for your clients including:
- 24/7 online, real time claims reporting, loss runs and plan of actions
- Online medical provider portal
- Claim service agreements and dedicated adjusters
- Bilingual staff
- Advanced reporting services
- Lowered client costs with integrated technology
- Aggressive fraud fighting
- Cost control with proven results
Not an Arrowhead producer? Apply online at
ArrowheadGrp.com/landing/producers/
Contact
Marketing Info800.669.1889 x8733
MarketingInfo@ArrowheadGrp.com
URL: http://www.arrowheadgrp.com/products/workers-compensation/
Contractor's Equipment
Arrowhead's Forestry Program provides coverage for mobile equipment, machinery and tools of the logging and wood product industries.
Typical Classes
- Construction (General Contractors, Street & Road, Utility, Grading & Excavation)
- Logging Equipment (Fellerbunchers, Skidder, Log Loaders, TubGrinders)
- Agricultural Equipment (Harvesting Equipment, Cottonpickers, Headers, Tractors, Implements)
- Custom Harvesting Operations (Agricultural Equipment)
- Wood Yard/Sawmill (Loaders, Forklifts, Debarkers, Conveyors, Chippers)
Program Highlights
- High in-house underwriting authority
- Earthquake & flood included
- Deductibles starting at $500
- Minimum premium $500
- Admitted in all 50 states (non-admitted in FL)
- 24-hour turnaround
- Broad underwriting appetite
- 30-day coverage for newly acquired equipment
Submissions
- Acord 125
- Acord 146
- Loss runs 3 years
- Send to EquipmentSubmissions@ArrowheadGrp.com
Contact
Madeline Feld913.312.2880
MFeld@ArrowheadGrp.com
Commercial Transportation - Bellingham
If your client has risks in the transportation of goods, Bellingham Underwriters, Arrowhead’s commercial transportation experts, can help. From owner operators to large fleets, and from extra-heavy truck tractors to light vans and pickups, we’ve got you covered. We write motor carriers hauling a product for-hire as well as private motor carriers hauling their own goods. Our appetite is broad because our knowledge and experience are broad.
Truckers operating on a for-hire basis: Package policies can include Auto Liability, Auto Physical Damage, Motor Truck Cargo, Contractors Equipment and General Liability, plus monoline policies for Auto Physical Damage and Motor Truck Cargo.
Private motor carriers: Auto coverages are available; ask about adding specific associated lines. We combine a consistent program with superior claims handling, loss control and administrative support services that will keep your clients returning year after year.
Coverage Highlights:
- Auto Liability
- Physical Damage
- Motor Truck Cargo
- General Liability
- Garagekeepers Liability
- Contractors Equipment
Example Commodities (but not limited to)
- Autos
- Building Materials
- Containers
- Flatbed
- Grain & Produce
- Household goods
- Livestock
- Logs
- Mixed commodities
- Recycled goods
- Refrigerated and dry van goods
- Sand & gravel
- Water
- Wood chips
Target Markets (eligible but not limited to)
- Agricultural classes –Fruit, produce, vegetable, grain, feed, seed, hay, refrigerated, fertilizer haulers
- Auto haulers - Both new and used vehicles
- Container haulers - Drayage container haulers in the Ports of Los Angeles/Long Beach and Portland (not Oakland or Seattle)
- Dirt, rock, sand and gravel - DRSG of all kinds (including “dirty dirt”) in most territories but not in certain urban areas, including urban Los Angeles, San Francisco or Denver)
- Dry van haulers - Regional hauls with fixed regular routes
- Flatbed classes - Building materials, steel, rebar, lumber, heavy equipment
- Log haulers - For-hire and private log haulers, either finished lumber or raw logs
- LTL haulers – “Less Than Truckload” risks
- Mixed use classes - All mixed operation classes (for example, partial agricultural and sand and gravel or partial flatbed and produce, etc.)
- Oversize/Overweight - OS/OW haulers with specialty configurations and equipment
- Recyclables and refuse haulers - Residential recyclers and refuse haulers
- Refrigerated haulers –Regional hauls with fixed, regular routes
- Scrap metal haulers - Metals and debris removal
- Tanker haulers - Dairy operations, milk processed or raw, water, syrups, molasses, liquid fertilizers (not petroleum and gasoline haulers)
- US Mail USPS -Contract haulers for USPS
- Vineyard haulers - Truckers associated with grape production, hauling, bottling and processing
Program Highlights
- Auto Liability
- Limits up to $2,000,000 CSL
- Including Non-Owned and Hired Auto Liability
- Physical Damage
- Maximum value any one vehicle $200,000 / Train $250,000
- General Liability
- Limits up to $1,000,000 each occurrence/$2,000,000 annual aggregate for BI and PD
- Limits up to $100,000 Fire Legal Liability
- Limits up to $25,000 Medical Payments
- Motor Truck Cargo
- Limits up to $150,000 any one vehicle/$250,000 any one accident or loss
- Contractors Equipment
- $200,000 any one item / $500,000 any one accident or loss
- Garagekeepers Liability
-$150,000 any one item / $500,000 any one accident or loss
- Automatic Additional Insured and Loss Payee form on all policies
- Multiple direct bill payment options available
- Adjustable rate and reporting form plans available
- Complimentary loss control services for fleet accounts
Not a Bellingham producer? Apply online at: https://www.bell-uw.com/Application
Contact
Dan HookerDan.Hooker@bell-uw.com
Ambulance
Arrowhead’s Ambulance program has a new carrier (Old Republic Insurance Group, “A” rated by A.M. Best) and is now managed by our commercial transportation experts, Bellingham Underwriters. The program targets private and for-profit emergency/911 ambulance companies.
STATES
All except AK, HI, KY, MA and NY
TARGET MARKETS
- Class I, II and III ambulances
- Ambulettes or passenger vans used for paratransit if less than 20 percent of total operations
- Service vehicles associated with commercial operations
- Private passenger type vehicles owned by a Corp, LLC or partnership and used for business purposes
- For profit ambulance companies
- First response/paramedics operating as independent contractors and not affiliated with a fire department, hospital or municipal entity
COVERAGE HIGHLIGHTS
Commercial Automobile
- Auto Liability: $1 million CSL
- UM/UIM: State specific limits
- Med Pay: $10,000
- PIP: Statutory
- Physical Damage: $175,000/vehicle and $5 million total fleet value
General Liability
- $1 million per occurrence/$3 million annual aggregate
- Fire Legal: $500,000
- Med Pay: $10,000
- Incidental exposure to schools/classrooms including First Aid classes
- Medical directors when written as part of a service company
- Incidental lessors risk properties
- Incidental auto repair services for others
- GKLL: $1 million max per location
- Sexual abuse/molestation coverage available
Inland Marine
- Miscellaneous medical service equipment including defibrillators, radios, EKG’s, respirators, monitors, gurneys and stretchers
- Support equipment including ATV’s, bariatric lifts, portable boats and powered cots
- Tools used for vehicle and equipment maintenance
Excess
- Follow Form Excess
- Options up to $4 million Auto CSL and $4 million per occurrence/$6 million annual aggregate GL
Cyber Liability and Data Breach Response
- Information Security & Privacy Liability - aggregate limits up to $1MM
- Privacy Breach Response Services - limits up to $500K
Medical Malpractice
- Limits up to $5 million per occurrence/$7 million annual aggregate
SUBMISSIONS
- Ambulance Supplemental Application
- Currently valued loss runs for the prior four years valued within the last 60 days
- Current vehicle list with year, make, model, VIN, value, passenger capacity and usage
- Drivers list with dates of hire, specific certifications and/or safety programs completed
- While MVR’s are desired at time of quotation, they are not required. However, current dated MRVs will be needed prior to binding; ultimate pricing is dependent on review of actual MVRs
- Inland marine schedules
- Risks within 90 days prior to effective date accepted
- View more details on the ambulance program
- No longer charging for most midterm driver additions
**Drivers falling outside of acceptable driver guidelines may still be subject to additional premium charges and/or be subject to restrictions up to and including exclusion
PROPERTY
- Building, Business Personal Property and Business Income coverages
- Building over 20 years old need current updates to wiring, HVAC, plumbing and roof
For more information, contact Michael Powell, 360.671.0500 x241 or view the Ambulance Program Info Sheet
Contact
Michael Powell360-671-0500 x241
Michael Powell
Lloyd's Auto Physical Damage and Cargo - Bellingham
Arrowhead’s Bellingham Underwriters has long been one of the most stable underwriting management firms in the country. Our cornerstone has been providing “admitted” insurance solutions for the transportation industry. We have broadened our ability to provide creative solutions with the addition of our in-house Lloyd’s Bellingham Underwriters Program for both Auto Physical Damage and Motor Truck Cargo. Our Lloyd’s Program is different from your standard surplus lines placement: We offer a new approach incorporating standard policy forms, flexible underwriting, quick turnaround time and the typical customer service that you have come to expect from Bellingham Underwriters.
States Covered
Arkansas, Arizona, California, Colorado, Idaho, Illinois, Montana, Nevada, Oregon, Texas, Utah and Washington
Coverage Highlights:
- Auto Physical Damage: Maximum value any one vehicle $300,000 / $500,000 any one combined unit
- Motor Truck Cargo: Limits up to $300,000 any one vehicle
Example Class (but not limited to)
- Agricultural products – fruit, vegetables, feed, fertilizer, etc.
- Armored cars
- Automobiles, boats, RV’s
- Building materials
- Catering vehicles
- Container or other drop box carriers
- Dirt, rock, sand, gravel (excluding urban Los Angeles, San Francisco and Denver metro)
- Dry van general commodity carriers
- Equipment including oversize overweight
- Flatbed carriers (all types)
- Funeral vehicles (hearses)
- Household goods (if limited by contract to a specific value per pound)
- Livestock
- LTL freight forwarding operations
- Ore and other mining products
- Petroleum products or other classified hazardous materials
- Refrigerated foods (regional hauls with fixed,regular routes)
- Service fleets for contractors, manufacturers, or retail companies
- Street sweeper or vacuum trucks
- Tow trucks
- Wine, milk, water, and other non-hazardous liquid products transported in bulk
Program Highlights
- Claims administered by National Claims Management (current TPA for Bellingham Underwriters)
- Standard Forms - Motor Carrier Form for Auto Physical Damage and Bellingham Underwriters Motor Carrier Form for Motor Truck Cargo
- Mexican National drivers acceptable.
Not a Bellingham producer? Apply online at: https://www.bell-uw.com/Application
Contact
Scott Young360-671-0500 x232
scott.young@bell-uw.com
Workers' Comp – Contractors
- Automotive Service and Repair
- Construction/Contractors
- Habitational
- Healthcare
- Hospitality
- Manufacturing
- Mercantile
- Schools
- Transportation/Delivery
Contact
Robert Young619-881-8661
RYoung@valiantinsuranceservices.com
Workers' Comp - Trucking & Transportation
Valiant Insurance Services, LLC is a new breed of aggregator specializing in finding alternative solutions through top-rated carriers for your Workers’ Compensation submissions. By working with Valiant, you’ll have access to 9 Admitted “A” rated carriers offering solutions for over 300 class codes, as well as high ex-mods, new ventures, and multi-state accounts.
Our specialties include:
- Transportation/Delivery
- Automotive Service and Repair
- Construction/Contractors
- Habitational
- Healthcare
- Hospitality
- Manufacturing
- Mercantile
- Schools
Access our markets:
Agencies must have an established workers’ compensation book at the time of contracting. To discuss existing markets and the appointment process, contact RYoung@ValiantInsuranceServices.com.
Valiant was founded by Arrowhead General Insurance Agency, Inc., expressly for submissions that fall outside our program parameters.
Contact
Robert Young619-881-8661
RYoung@valiantinsuranceservices.com
Workers' Comp – Restaurants
Valiant Insurance Services, LLC is a new breed of aggregator specializing in finding alternative solutions through top-rated carriers for your Workers’ Compensation submissions. By working with Valiant, you’ll have access to 9 Admitted “A” rated carriers offering solutions for over 300 class codes, as well as high ex-mods, new ventures, and multi-state accounts.
Our specialties include:
- Restaurants
- Automotive Service and Repair
- Construction/Contractors
- Habitational
- Healthcare
- Hospitality
- Manufacturing
- Mercantile
- Schools
- Transportation/Delivery
Access our markets:
Agencies must have an established workers’ compensation book at the time of contracting. To discuss existing markets and the appointment process, contact RYoung@ValiantInsuranceServices.com.
Valiant was founded by Arrowhead General Insurance Agency, Inc., expressly for submissions that fall outside our program parameters.
Contact
Robert Young619-881-8661
RYoung@valiantinsuranceservices.com
Workers' Comp – Roofers
Valiant Insurance Services, LLC is a new breed of aggregator specializing in finding alternative solutions through top-rated carriers for your Workers’ Compensation submissions. By working with Valiant, you’ll have access to 9 Admitted “A” rated carriers offering solutions for over 300 class codes, as well as high ex-mods, new ventures, and multi-state accounts.
Our specialties include:
- Roofing
- Automotive Service and Repair
- Construction/Contractors
- Habitational
- Healthcare
- Hospitality
- Manufacturing
- Mercantile
- Schools
- Transportation/Delivery
Access our markets:
Agencies must have an established workers’ compensation book at the time of contracting. To discuss existing markets and the appointment process, contact RYoung@ValiantInsuranceServices.com.
Valiant was founded by Arrowhead General Insurance Agency, Inc., expressly for submissions that fall outside our program parameters.
Contact
Robert Young619-881-8661
RYoung@valiantinsuranceservices.com
Workers' Comp - Nursing Homes
Valiant Insurance Services, LLC is a new breed of aggregator specializing in finding alternative solutions through top-rated carriers for your Workers’ Compensation submissions. By working with Valiant, you’ll have access to 9 Admitted “A” rated carriers offering solutions for over 300 class codes, as well as high ex-mods, new ventures, and multi-state accounts.
Our specialties include:
- Automotive Service and Repair
- Construction/Contractors
- Habitational
- Healthcare
- Hospitality
- Manufacturing
- Mercantile
- Schools
- Transportation/Delivery
Access our markets:
Agencies must have an established workers’ compensation book at the time of contracting. To discuss existing markets and the appointment process, contact RYoung@ValiantInsuranceServices.com.
Valiant was founded by Arrowhead General Insurance Agency, Inc., expressly for submissions that fall outside our program parameters.
Contact
Robert Young619-881-8661
RYoung@valiantinsuranceservices.com
Workers' Comp - Hotels & Hospitality
Valiant Insurance Services, LLC is a new breed of aggregator specializing in finding alternative solutions through top-rated carriers for your Workers’ Compensation submissions.
By working with Valiant, you’ll have access to 9 Admitted “A” rated carriers offering solutions for over 300 class codes, as well as high ex-mods, new ventures, and multi-state accounts.
Our specialties include:
- Automotive Service and Repair
- Construction/Contractors
- Habitational
- Healthcare
- Hospitality
- Manufacturing
- Mercantile
- Schools
- Transportation/Delivery
Access our markets:
Agencies must have an established workers’ compensation book at the time of contracting. To discuss existing markets and the appointment process, contact RYoung@ValiantInsuranceServices.com.
Valiant was founded by Arrowhead General Insurance Agency, Inc., expressly for submissions that fall outside our program parameters.
Contact
Robert Young619-881-8661
RYoung@valiantinsuranceservices.com
General Liability - Contractors & Artisans
Valiant Insurance Services, LLC is a new breed of aggregator specializing in finding alternative solutions through top-rated carriers for your GL submissions. By working with Valiant, you’ll have access to “A” or "A+" rated carriers (admitted and non-admitted).
Product highlights
- $500 minimum premium in some instances
- Limits up to $1M/$1M/$2M
- 27 eligible classes
- New ventures accepted
- Annual sales up to $2.5M
- Subcontracting up to 50%
- 24 hour turnaround
- Agency and premium financing offered
Targeted industries:
- Artisan contractors
- Automotive service and repair
- Construction
- Manufacturing
- Real estate
- Wholesalers
Access our markets:
Agencies must have an established workers’ compensation book at the time of contracting. To discuss existing markets and the appointment process, contact RYoung@ValiantInsuranceServices.com.
Valiant was founded by Arrowhead General Insurance Agency, Inc., expressly for submissions that fall outside our program parameters.
Contact
Robert Young619-881-8661
RYoung@valiantinsuranceservices.com
General Liability – Manufacturing
Valiant Insurance Services, LLC is a new breed of aggregator specializing in finding alternative solutions through top-rated carriers for your GL submissions. By working with Valiant, you’ll have access to “A” or "A+" rated carriers (admitted and non-admitted).
Product highlights:
- $500 minimum premium in some instances
- Limits up to $1M/$1M/$2M
- 27 eligible classes
- New ventures accepted
- Annual sales up to $2.5M
- Subcontracting up to 50%
- 24 hour turnaround
- Agency and premium financing offered
Targeted industries:
- Artisan contractors
- Automotive service and repair
- Construction
- Manufacturing
- Real Estate
- Wholesalers
Access our markets:
Agencies must have an established workers’ compensation book at the time of contracting. To discuss existing markets and the appointment process, contact RYoung@ValiantInsuranceServices.com.
Valiant was founded by Arrowhead General Insurance Agency, Inc., expressly for submissions that fall outside our program parameters.
Contact
Robert Young619-881-8661
RYoung@valiantinsuranceservices.com