Program Administrators - Allied Public Risk

Allied Public Risk

Programs & Coverages: Public Entities

M7250 Redwood Blvd #300 | Novato, CA 94947


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Company Description

Programs & Coverages

Public Entities


  • Municipalities
  • Counties
  • Community Colleges (Athletic TBI/CTE Exclusion)
  • Special Districts


  • Admitted in 49 states and the District of Columbia
  • Non-admitted in Florida
  • AM Best Rating “A” XV
  • Moody’s “A2”
  • Standard & Poor’s “A”

Submission Requirements

  • Requested Limit & Attachment Point
  • Target Premium
  • Reason For Marketing
  • Financials – Most Recent Budget & Comprehensive Annual Financial Report (CAFR)
  • Loss Runs – Six Years of Ground-Up (First Dollar, Uncapped) and Excess Carrier Loss Runs
  • Large Loss Detail
  • Auto Schedule
  • Current Allied Public Risk Applications – Other Public Entity Carrier Applications Accepted

Policy Features - All Lines of Coverage

  • Separate limits of liability for each line of coverage
  • “Pay on behalf” form
  • Broad “Who Is an Insured” definition
  • Blanket Additional Insured wording
  • Use of own panel counsel accepted, subject to approval
  • Occurrence and Claims-Made coverage available
  • Nose and tail coverage available
  • Ability to provide aggregates at multiples of occurrence limit
  • Loss Adjustment Expenses inside the retention and outside the limit
  • Unintentional omissions will not prejudice rights under insurance
  • Loss of earnings up to $500 per day for assistance in investigating claims
  • Newly acquired organizations automatically covered for 120 days

Margaret Zechlin